If you have Farmers car insurance coverage, a family with teens can get extra protection and support
Adding a teen driver to your "family" of drivers can be an exciting and important transition for a family. Without the proper care and considerations, it can also prove costly. For families insured through Farmers, there are a number of excellent programs they have to help you add teens to your Farmers family car insurance coverage.
Phasing your teen in..slowly
Graduated or phased-in driving privilege programs can help teens get the experience they need to drive safely on the road before going out unsupervised. These programs allow teens to drive with experienced adults in the vehicle to provide guidance and feedback. Some states offer learner's permits for this purpose. Parents may also take on the opportunity themselves. Some of the benefits of phased-in driving for teens include:
- Teens can ask questions of a more experienced driver
- An opportunity for parents or guardians to gauge the skills of their teen
- The chance for teen drivers to gain practical experience behind the wheel
- Potential opportunities for parental bonding and family time
Farmers YES program
Farmers offers a You're Essential to Safety (YES) program aimed at educating young drivers about the hazards of the road and how to respond to incidents. The program seeks to ensure that teens added to a family policy with Farmers have the knowledge they need to safely take to the roads.
Benefits of completing the YES program include:
- Teen drivers get a better understanding of how to handle specific situations
- Teen drivers gain knowledge of how a vehicle's safety features work
- Teen drivers get a better understanding of the basic rules of the road
- Discounts are available only to families whose teen drivers complete the YES program
We'll send you free quotes for your teen's car insurance here
Discounts may also be available for specific car models or types. Cars with the latest safety features (including air bags and antilock brakes) make great choices for a first time or teen driver.
Newer model vehicles tend to have better and more advanced versions of safety features including:
- Tire-pressure monitoring for better traction
- Dual-stage airbags that respond differently to different accident types
- Adaptive headlights for better nighttime visibility
- Emergency response services and in-car monitoring
(See more about Farmers car insurance discounts)
Teen drivers taking to the road for the first time may not have the experience of their older family members, but Farmers works to help bridge this gap by promoting graduated driving privileges and education on a variety of topics that affect young drivers. You can find out more about all the car insurance coverage options you have with Farmers.
After you review all your options, it might help if you spend some time with a local, licensed car insurance agent who can answer any questions you or your teen driver(s) may have. An agent will also be able to direct you to all the resources you'll need to assist your newest driver in becoming a safe driver. Reply! can help by connecting you to local car insurance agents who can help you find the best rates and coverage for your family's auto insurance needs.