Getting Pemco car insurance personal injury protection (PIP) coverage will add an extra layer of protection for you and your family
If you're ever in a car accident, you might face a lot of expenses including medical bills. Luckily, Pemco car insurance personal injury protection (PIP) coverage can help you cover many of those costs.
Pemco car insurance PIP coverage is designed to cover the following expenses if you get into an accident:
- Medical bills (including bills for prosthetics)
- Emergency transportation
- Hospital bills
- Dental bills
- Nursing expenses
- Prescription medication
Because these bills are all related to medical expenses, many drivers think that they don't need PIP coverage if they have health insurance. It's important to keep in mind, however, that your health insurance might have a high deductible or even a substantial co-pay. Most Pemco car insurance PIP coverage plans don't.
More than just medical bill coverage
In addition to covering medical expenses, you can also get Pemco auto accident lost wages reimbursement as part of your PIP coverage. This option will help you cover the cost of missing work while you recover from your accident. If you're severely injured in an accident, you can also take advantage of Pemco auto accident rehabilitation expense coverage as another option to your PIP coverage. This part of your plan will help you pay for the cost of rehabilitation or physical therapy.
For free quotes on car insurance policies with personal injury protection (PIP) coverage, click here
If your injuries are so severe they cause you to miss work for an extended period of time, you might be able to make a claim for Pemco auto accident disability payments. This coverage will give you anywhere from $200 to $700 per week, depending upon the type of plan you buy.
If you need extra help with cooking, cleaning, childcare or other household tasks after your accident, Pemco might also be able to help you with those expenses. As part of the company's extra expenses coverage, it could pay you anywhere from $200 to $7,500 per week to hire someone to help you as you recover.
Even if you have a comprehensive health insurance policy, you might want to consider PIP coverage because it will cover the passengers in your car as well. Before purchasing a policy, however, you should investigate the fine details concerning each type of coverage. In some cases, PIP coverage will only cover a limited number of passengers, or it may have a cap on the amount of money you can claim.
Your Pemco car insurance PIP coverage is no-fault coverage. This means you can take advantage of it whether you or someone else caused the accident.
To know for sure if adding Pemco car insurane PIP coverage is a good idea, you may want to spend some time with an experienced car insurance agents with access to companies like Pemco. An agent will answer all your questions and can also show you sample policies with varying levels of coverage and cost. Reply! can put you in touch with insurance agents in your area who can help you determine which options to add to keep you and your entire faimly well protected.