• Insurance
  • |
  • USAA auto insurance for your new car: policy options and costs

USAA auto insurance for your new car: policy options and costs

You want the best for your new car, and USAA car insurance just might be it

Free Auto Insurance Quotes

CONTINUE

Founded in 1922 by 25 officers in the U.S. Army who insured each other's vehicles because of a lack of available insurance options, USAA has dedicated itself to serving members of the military as well as their families. With USAA, auto insurance for new cars is readily available, with a variety of insurance coverage types to fit your insurance needs.

Coverage options

For those who finance the purchase of their new cars and are looking for new car insurance, USAA can provide the basic coverage demanded by most states. To protect their investments, financing companies typically require that the car owner carry both collision and comprehensive coverage.

Collision coverage covers damages to your vehicle in the event of a collision regardless of who caused the usaa auto insurance for your new carcollision. It's intended to make certain that your vehicle will be repaired or paid for in case it becomes totaled in an accident.

Comprehensive coverage covers vehicular damage not related to accident, such as that caused by hail, flood, fire or theft.

Click here to get free quotes on insuring your new car

Collision and comprehensive coverage may take care of the financing-company requirements, but many new-car owners will find that they need additional USAA car insurance for a new car to meet state insurance requirements. These requirements typically include liability protection that pays for damages in an accident that you cause. Each state has a minimum amount of liability protection that car owners must carry, including a maximum payment for each individual injured in an accident, a maximum total payment for bodily injury and a maximum amount payable for property damage. While a minimum amount is required, USAA suggests that you carry above that amount, as damages exceeding your liability amount will need to be paid out of your own pocket.

In addition to required insurance coverage, there are several other coverage types that can bring the new-car owner peace of mind:

To protect the driver and passengers, personal injury protection is available to cover medical expenses and any lost wages due to an accident. Medical payment coverage can be added as well to deal with extended medical treatment and disability from an accident or to add death benefits to the insurance policy.

Insurance covering your medical bills after you sustain injuries and damages in the event of an accident with an uninsured or underinsured driver is also available.

get usaa car insurance coverage for your new carFor convenience, roadside assistance provides you with everything from towing to gas delivery when stranded.

Rental reimbursement that will pay for a car rental when your vehicle is being repaired by a covered incident can also be obtained.

 

The cost for a policy that covers your new car can vary by region, driving history, the driver's age and the number of coverage types added to the policy. To obtain actual cost information, it's best to speak directly with a USAA insurance representative, or an independent agent with access to all major insurance carriers. Reply! can connect you to insurance professionals in your area with access to all major insurance providers and with teh experience necessary to craft a perfect car insurance coverage plan for you. 

Free Quotes! Click here to get your New Car insurance estimates now!