If an accident leaves you without a car, Nationwide® could help you get a rental
If you're looking into Nationwide® as a possible provider of car insurance coverage for yourself or your family, you've probably been impressed with the many forms of additional coverage they offer. Nationwide®'s auto insurance rental reimbursement coverage is one option you may find necessary for your family's driving needs, but there are a few things you should know.
If you're in a car accident, your car could be severely damaged as a result. Depending on the level of damage, you could be without your car for quite a while. If you live in a city with plenty of easily accessible public
transportation options, this may not be an issue for you. If you rely on your car to get to and from work or to transport your family to daily activities, it could be an inconvenience to be without it for an extended period of time.
What's covered
Nationwide® offers you rental reimbursement coverage if your car is being repaired due to any damage it suffered during a covered accident. The coverage does not apply if your car is in the shop for regular servicing or repairs. Reimbursement coverage covers the cost of renting a car during the time it takes for your car to be repaired. When you choose your policy, be very careful about the type of coverage you choose. Your policy may cover the entire cost of your rental car or only a portion of it.
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The coverage you've chosen will be written out as a daily limit and a maximum amount figure. As an example, 25/1,000 coverage would mean that under your policy, you'd get a $25 per day maximum payout amount, and your total amount of coverage would be $1,000 for rental car reimbursement on any single claim.
If lower premiums are important to you, make sure you choose coverage that has a lower daily limit. Even though 
you won't get full coverage, it will allay some of your car rental costs. Higher premiums may result in higher upfront costs, but you'll be well covered in case of an accident. Check with your Nationwide® insurance agent to see if the coverage you're interested in extends to public transportation fees and taxi fare. Some people prefer not to drive at all while a car is being fixed, and alternative transportation options like these may be covered.
When it comes to Nationwide® auto insurance, rental reimbursement coverage is just one of the many options that you have to choose from. Speaking with a local insurance agent will give you a better understanding of all the options available with Nationwide®, or any of the other leading car insurance providers in your area. Reply! can connect you to insurance professionals in your neighborhood with access to all major line of car insurance, including Nationwide®.