New to driving and car insurance? Nationwide can help
New drivers need to make sure that they carry the proper auto insurance before getting behind the wheel. Many new car drivers are teenagers who have never been insured before. If you are the parent of a new driver, you may want to consider Nationwide auto insurance for new drivers with the policy options they have for the right amount of coverage to prepare for the unexpected.
Coverage you should consider
Nationwide is a leading insurance company that offers many coverage options for new drivers. New driver insurance from Nationwide should certainly comply with whatever laws govern licensed drivers in your state, carrying the levels and coverage options dictated by those laws. At a minimum, new drivers should seriously
consider carrying at least the following options:
- Liability coverage
- Collision coverage
- Uninsured/underinsured motorist coverage
- Rental car reimbursement
Of these policy options, liability insurance is generally mandated for all drivers. The required minimum liability coverage amount does differ much from state to state, and you should check with your Nationwide agent to make sure that you purchase the right coverage amount.
Collision coverage protects your new driver's car in the event of an accident, while liability coverage only cover's the other driver.
New drivers can get free quotes on car insurance rates by clicking here
Rental car reimbursement will help cover the cost of renting a car in the event your car is incapacitated and needs to be repaired.
Uninsured/underinsured motorist coverage covers costs that result from an accident in which the other driver lacks adequate insurance coverage.
Discounts to apply for
Nationwide auto insurance for new drivers gives young drivers or their families the chance to qualify for a 
number of discounts. This is important because premium rates for new drivers are usually higher than those for experienced ones, and for good reason. One reason is that insurers typically feel new drivers are more prone to meet with an accident than experienced drivers do. (Statistics generally bear this out.) Some of the discounts available through Nationwide include:
- Good student discounts
- Defensive driving discounts
- Nationwide family plan discounts
Student drivers can receive up to a 15 percent discount on new driver insurance for maintaining a grade average of B or higher. Taking a defensive driving course can also lead to a discount, even though there are restrictions placed in some states concerning who can take advantage of this particular discount. The family plan allows you to share discounts on policies with all insured family members within a household.
Support for new drivers
Parents of new drivers can take advantage of the Nationwide website (www.nationwide.com) to obtain helpful tips for young drivers. Written for parents, this information can help you teach your new driver how to avoid risky driving habits and peer pressure, as well as how to give on-the-road driving lessons. It can also be a useful tool when new drivers have questions that arise as they gain driving experience.
Nationwide car insurance for new drivers can help protect you if you are a new drievr, or it can support you as you shepherd a new driver in your family. Sitting down with an experienced insurance agent is an excellent way to get a new driver's questions answered. If you don't have an agent, or just want to see new options for coverage, Reply! can help you by putting you in touch with insurance professionals in your area ready to help any new drivers get and understand the car insurance coverage they will need.