If your Indiana family has more than one driver, you may want to look at some family car insurance coverage policy options
If you're seeking car insurance coverage in Indiana, family policies are a great way to save money and aggravation. Consolidating your car insurance for all the drivers in your home can reduce premiums and provide the protection you need for a growing family. When you are considering Indiana family car insurance coverage, you have a number of policy options.
In Indiana, it's a Class A infraction to drive without a valid minimum liability insurance policy in effect on the 
vehicle you're driving. The state also requires that liability policies cover uninsured and underinsured motorists, unless you formally reject that coverage requirement in writing. Indiana car insurance policies are required to have minimum liability coverage levels that include:
- At least $25,000 of liability coverage for bodily injury per person
- At least $50,000 of bodily injury liability coverage for all bodily injuries incurred in an accident
- At least $10,000 of liability coverage for property damage
- At least $25,000 uninsured motorists bodily injury coverage
- At least $10,000 uninsured motorists property damage coverage
- At least $50,000 underinsured motorists bodily injury coverage
Get a free quote on your Indiana family car insurance coverage by clicking here.
Many insurance carriers offer Indiana family car insurance coverage that provides not only state minimum coverage requirements, but also more inclusive policies that give families more peace of mind. These extra areas of coverage often include:
- Medical payments coverage
- Collision coverage with adjustable deductibles
- Comprehensive coverage with adjustable deductibles
- Car rental and travel expenses coverage
- Emergency roadside assistance
Many carriers offer a variety of discounts that can lower premiums for drivers. If you have a growing family and new “drivers” are in your future, it can be a great benefit to have access to discounts that will lower your overall family car insurance coverage costs.
State Farm Insurance – this insurer offers up to a 40 percent discount for families that have multiple vehicles insured through them. The company also offers good student and good driver discounts, as well as discounts for adults who've completed defensive driving courses. If your family turns to State Farm for other coverage such as homeowners, life and renters insurance, you can save even more by insuring your family's automobiles with the company.
Nationwide Insurance – this insurer offers its Nationwide Family Plan, which extends a discount of 25 percent on Indiana family car insurance. This policy includes all drivers in your household, including your children, parents or even cousins and aunts or uncles. You can qualify for even more discounts with Nationwide such as good student, multivehicle and multi-policy plans.
For a more in-depth article on the leading car insurance providers in Indiana, click here.
If you are looking for ways to lower the cost of car insurance coverage for your Indiana family while ensuring that every driver (young and old) is properly covered. Having the advice and counsel of an experienced insurance professional is a great asset. Reply! can help by connecting you to local insurance agents in your area who can answer questions and recommend coverage based on your family’s unique needs.