Buying Chubb car insurance liability coverage will be your first step in building a reliable and affordable policy package
Chubb car insurance liability coverage comes from a company you might not know. Though the company doesn't advertise much, it does offer car insurance liability coverage. Chubb policies are available for new cars, used cars and even collector cars, and you can add liability car insurance to practically any car insurane policy.
Understanding liability basics
With car insurance liability coverage, Chubb pays for the treatment of any injuries sustained by other people and to repair or replace any property damage you cause when you are at fault for a car accident. It is the most basic line of car insurance coverage.
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When you choose liability car insurance, Chubb lets you select the amount of coverage you'll need. You should look at your state laws or talk to your agent about the minimum amount of coverage your state requires. Each state sets a minimum required level of both bodily injury and property damage liability it requires of licensed drivers, but most insurance experts recommend a higher amount of coverage than these state minimum levels.
If you only have $50,000 worth of coverage (the highest minimum required level by any state) and the accident causes $60,000 worth of damage, you may be held accountable for the difference. Depending on the state where you live and drive, you could be pursued in court by the injured parties for that difference.
With Chubb car insurance liability coverage, you can get coverage with limits up to $10 million worth of protection. The exact amount you'll receive depends on the limits you choose. You can even expand your liability coverage plan to include protection against uninsured and underinsured drivers.
Some other coverage options to consider
If you have a classic or collectible car, you can add a specialized form of car insurance liability coverage from Chubb.
While liability coverage is a critical component of any car insurance package, there are other standard options you may want to add, depending on your driving needs. Chubb also offers:
- Personal injury protection (PIP)/medical payments coverage
- Collision coverage
- Comprehensive coverage
- Rental reimbursement coverage
Weeding through the maze of information about car insurance coverage and the companies that provide it can be a chore. A good guide for you in the process might be a local, licensed car insurance agent with access to a wide range of leading and regional companies like Chubb. An agent will be able to tell you what your legal requirements are as well as what levels and what lines of coverage best work for you and your family. Reply! can offer its services to you by helping you find car insurance professionals near you eager to help you determine if Chubb car insurance liability coverage is a product you should be purchasing