As a parent, you may be shocked at the car insurance prices for 16-18 year olds
Parents of teenagers are keenly aware that car insurance prices for 16- to 18-year olds can be extremely expensive. Once a teenager earns a license to drive, there's a very good chance your car insurance rates will go up. It might help if, ahead of time, you start thinking about what you can do to keep your car insurance rates as low as possible.
Why teen driver rates are so high
When it comes to car insurance rates, 16- to 18-year-olds have the highest premiums for a reason. Statistically 
speaking, teenagers are more likely to get into car accidents than people in any other age group. Car insurance companies respond to this phenomenon by raising insurance rates and premiums.
Some families can see their car insurance rates double or even triple. When it comes to auto insurance rates, 16- to 18-year-olds can put a major dent in the family pocketbook. You may be wondering what you can do to make sure that car insurance prices for 16- to 18-year-olds stay at reasonable levels.
Steps you can take to keep your rates reasonable
When checking out car insurance prices for 16- to 18-year-olds, one of the best things you can do is to shop around. If you're paying a lot for insurance with your current insurance company, another company may be able to work with you to come up with a more manageable rate. It may only take a few minutes to shave off a couple of hundred dollars per year on your auto insurance. Mention that you have a teen, and ask the company what you can do to get a lower rate.
For free quotes on car insurance policies for your 16-18 year old(s), click here
Another way that parents can lower car insurance prices for 16- to 18-year-olds is to make sure that your children maintain at least a "B" average or something equivalent. Most insurance companies have a policy in place that rewards teenagers and college students if they maintain good grades. If your 18-year-olds are in college, they will most likely need to be taking at least 12 credits in order to qualify. You will most likely have to present your kids' transcripts as proof.
Some insurance companies also offer discounted insurance prices for 16-18 year olds if they take certain steps to educate themselves about safe driving, such as watching safety DVDs, taking special safety classes and tests, or even signing a "pledge" with parents to drive safe and avoid activities like texting and driving.
Be aware of the car they drive
Newer cars are attractive to thieves, and these cars will also be more expensive to insure. Have your teens drive 
older cars with good safety features in order to get the best insurance rates. Let your insurance company know all of the safety features that your car has so that those features can be taken into account when the insurer determines your rate. You can also get discounts if you insure more than one car and if the cars your teens drive feature any anti-theft devices.
To find out the many ways you can keep the car insurance prices for 16-18 year olds lower, you might be well served to visit with a few car insurance agents in your area. You can compare policies, prices and options and you can probably pick up some pointers on how to help your teen(s) develop safe driving habits. Reply! can help you find car insurance agents in you area who have plenty of experience in helping families with teen drivers get great coverage without breaking the family budget.