If you need temporary wheels while you car is being repaired after an accident, you'll be glad you have American Family auto insurance rental reimbursement coverage
If you are in the market for auto insurance, you should consider purchasing coverage for accident-related car-rental expenses. American Family auto insurance rental reimbursement coverage is one option that you should check out. When purchasing auto insurance, you should choose coverage that provides ample protection for yourself, your family and your property. If you are in a car accident, you will be glad that you have rental car reimbursement coverage, especially if you only have one family car.
American Family auto insurance offers useful, optional policy add-ons, which compliment the insurance coverage
required by state law. Nearly every state requires licensed drivers to carry bodily injury and property damage liability insurance. If you cause an accident, your bodily injury liability coverage protects passengers and drivers in other vehicles. Every state sets a minimum amount of liability insurance coverage that its licensed drivers must carry. State minimums are rarely enough to cover the costs of an accident, so insurance companies usually recommend that drivers purchase more liability insurance than their state requires.
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Although American Family auto insurance rental reimbursement coverage is optional, drivers should still seriously consider purchasing this add-on. If you are involved in a collision, auto accident rental car reimbursement from American Family can save you time and money by covering the cost of a rental car while your vehicle is in the shop. An accident can badly damage a car, and repairs could take as long as one to two weeks. If you do not have a second vehicle or live near convenient public transportation, you will probably need to rent a car. In this situation, auto rental reimbursement coverage protects you from out-of-pocket car-rental expenses.
To ensure that you get the very best rates possible, American Family auto insurance rental reimbursement coverage partners with major car rental companies. In those cases where you might need to rent a car, they can help you arrange a rental and the agency will bill American Family directly. However, if you choose, you may use a non-partner rental company. If you do, you wil have to pay your rental car expenses out-of-pocket upfront and then be reimbursed up to the limits of your policy by American Family.
If you are still not sure if American Family auto insurance rental reimbursement coverage makes sense for you, consider this: a year's worth of rental insurance coverage typically costs less than renting a car for one day.
Before making any auto insurance coverage decisions, do your research. This can include visiting with a licensed insurance agent and getting all your questions answered as well as reviewing several competitive proposals with varying coverage levels, types and costs. Reply! can connect you to insurance agents near you who can help you determine if American Family auto insurance rental reimbursement coverage is a smart add-on for you and your family.