Ameriprise car insurance coverage can offer a family with college students one less thing to worry about
Ameriprise is a popular auto insurance provider known for its customer service and variety of policy options. In addition to the standard insurance policy options, Ameriprise car insurance coverage for the family of college students also comes with discounts for driver and vehicle safety, academic achievement and a variety of family-specific discounts. Ameriprise allows customers to mix and match various auto policy options and to extend their policies to college students living away from home.
One college cost you can save on
Customers who already have an established relationship with Ameriprise Financial are eligible for member
discounts that can help them save even more money on car insurance. If customers are accident free for a certain period of time, they're also eligible for the Ameriprise Driving Safety Discount.
Longevity discounts that apply to all customers also apply to those with college students. Ameriprise even recognizes your loyalty to a previous car insurance provider when you switch plans to Ameriprise. If your current insurance company doesn't offer discounts for families with college students, this may be a great reason to switch companies without losing your loyalty discount.
For free quotes on car insurance policies for your college student driver(s), click here
Students can get a discount for good academic achievement, which only requires that students be in good standing with the college and receive a high GPA. The exact GPA varies from branch to branch, so be sure to ask your local Ameriprise agent to determine what discounts your student's grades are eligible for.
Additionally, when you have car insurance from Ameriprise, college students receive discounts just for going to college. The student needs only to be enrolled at least halftime in college courses and living away from home (the mileage away requirement depends on the state) to be eligible for the discount. If your college student makes the Dean's List or ranks academically in the top 20 in his or her college, additional discounts may be available.
A coverage package that suits your college student's needs
Another way that Ameriprise car insurance coverage for the family of college students is different from other 
insurance companies is the fact customers can choose individual insurance policy options that work for a family's specific needs. This includes the ability to mix and match options to provide greater coverage in specific areas of concern.
Depending on your state minimum requirements, you can end up paying far less for insurance with Ameriprise. This also applies to the state your college student is attending school at if the minimum coverage requirements are different from those of your home state. For instance, you can choose from tiered collision coverage options. If the state minimum collision coverage is $20,000, but you would like a policy that covers acts of vandalism or a much higher amount, you can choose higher coverage levels or choose to add limited comprehensive coverage.
When it comes to diversity of coverage and options, Ameriprise car insurance coverage for the family of college students is hard to beat. To make an honest comparison, you may want to spend some time with a local, licensed car insurance agent who can answer all of your questions and show you a number of competing proposals. Reply! can help by putting you in touch with insurance professionals in your area who have the experience and tools you'll need to feel great about sending your driving college student off to campus.