Looking for car insurance companies? Here are some dark horse candidates you may want to take a look at
There are more than 2,000 businesses in the United States that can sell you car insurance. Selecting the right company for you isn't always easy, especially when advertisements for car insurance companies are everywhere. While you're likely to have heard about the leading companies, and those who advertise heavily, you may have never heard of these car insurance companies. They are definitely getting rave reviews for their low rates and excellent customer service, and each one is worthy of your consideration:
Safeco Insurance
Although you may never have heard of Safeco, the company has been around for quite a while. Founded in 1923,
Safeco primarily served the insurance needs of California and the West Coast in the first few decades. By 1955, the company offered coverage coast-to-coast, and it still helps policyholders today as a subsidiary of Liberty Mutual companies.
While offering all of the standard and required levels of car insurance coverage, the company has some unique product and service features including:
- Reimbursement for first aid
- Accident forgiveness
- Diminishing deductible
- Roadside assistance
- Rental car reimbursement
- Emergency assistance package
- Electronic key and lock replacement
- CD & DVD replacement
- New Car Replacement
- Audio-Visual and Custom Equipment Coverage
- Pet Coverage
- Personal Property Coverage
(For more details on the coverage options available to you through Safeco, click here.)
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American Family Insurance
American Family is not a small car insurance company, although many people still have not heard of them. This Wisconsin/Missouri-based firm has been around for over 80 years.
In addition to the full compliment of car insurance coverage options, the company offers several discounts on premium to those who qualify. Some of the discounts include:
- Auto & life bundled policies discount
- Air bag discount
- Multi-vehicle discount
- Accident free discount
- Good student discount
(For a more detailed description of the coverage and policy options available from American Family, click here.)
Amica
Although they are one of the smaller car insurance providers, Amica is generally regarded as the oldest known auto insurer in the United States. Founded in 1907, they have provided customers with quality auto insurance for well over a century. Although Amica has chosen to remain relatively small, the company's extensive knowledge and ability to stay relevant through a variety of different financial market climates has made it a strong provider. It routinely ranks high on national surveys for customer satisfaction, value, and quality of claims service.
Amica offers a full arrary of coverage options for building a complete car insurance package. It also features its Platinum Choice Auto coverage plan. For customers who want it all, Platinum Choice Auto can customize a policy with:
- Good driving rewards, including accident forgiveness
- Identity fraud monitoring services
- Full glass coverage
- Prestige rental coverage
(For a more detailed description of the car insurance products and service available from Amica, click here.)
21st Century Insurance
21st Century Insurance has been around since 1958. Now part of the Farmer's Insurance Group, this insurer has
helped thousands secure excellent auto insurance policies. In fact, car insurance has now become the focus of this company.
In recent years, 21st Century has refined its online quoting and evaluation services. You can go online and quickly review what coverage types you can add to your car insurance policy and what it will offer you and what it will cost you.
(For more information on all the policy costs and options available through 21st Century car insurance, click here.)
Safe Auto
While Safe Auto is not one of the more recognizable auto insurance providers, their recent increase in advertising has made the company known amongst the general public. Based in Ohio, Safe Auto was founded in 1993. While they are not one of the older insurers in the country, they are quickly becoming popular.
They have succeeded by carving out a niche for younger drivers and by offering very affordable coverage that helps young drivers and famlies just starting out attain state minimum required levels of car insurance coverage. They have catchy ads and are quickly capitalizing on the social media arena for capturing a younger client base.
(For more information about the company, click here.)
Safeway Insurance
Established in 1959, Safeway is one of the few insurance companies in the United States that is still family owned 
and operated. They receive high marks for their customer service and claims service from consumer survey groups such as A.M. Best and J.D. Power & Associates.
Although relatively small, they have carved out an impressive niche of loyal customers by focussing on value and service. They offer stripped-down policies designed to meet state insurance requirements, but they also offer reasonably-priced family policies to help young couples just starting out.
(You can learn more about the company by clicking here.)
Shelter Insurance
Based in Missouri, Shelter Insurance has been around since 1946. Shelter has over 1,300 agents nationwide and offers policies in a growing number of states. It is also one of the few American insurance companies to offer international protection for automobiles and properties.
In addition to all the standard coverage options you will find for your car insurance policy, the company offers some unique discounts to qualifying customers, including:
- Safe driver discount
- Good student discount
- Passive restraint discount
- Driver training course discount
- Accident prevention course discount
- Multi-car discount
- Multi-coverage discount
- Companion policy discount
- Companion life discount
- Anti-theft discount
- Window identification system discount
- Military discount
(For more information aout the company, its products and additional discounts, click here.)
Not all of these car insurance companies do business in every state. It is important to check with them directly to determine if they are accepting policyholders in your area and to find a local agent you can speak with about what the best coverage options would be and what discounts you are eligible for. Reply! can help by connecting you to local car insurance agents with access to some surprising car insurance companies capabale of getting you some excellent coverage for very reasonable rates.