If you're considering MetLife car insurance, family policies could be a great value for all your drivers
Driving responsibly means buying the right car insurance for your family's needs. MetLife car insurance family policies have a lot to offer drivers and are affordable on any budget. MetLife is known for its commitment to providing quality life, home and auto insurance, and if you choose to bundle all of your policies with MetLife, you stand to save a on all your insurance costs in the process.
When it comes to MetLife car insurance family policies, drivers can benefit from MetLife’s Auto Advantage®. This 
coverage goes far beyond the basic insurance protection that you may be accustomed to and offers features like:
- MetLife Deductible Saving Benefit™ that can reduce your deductible for every year that you are insured with Metlife that you are free from any at-fault accidents and tickets for moving violations
- Full replacement cost for your covered auto in the event of a total loss
- Discounts and safe driver credits for drivers who successfully complete an authorized driver training or defensive driving course
Most states require that licensed drivers purchase at least a minimum amount of liability insurance on their autos. Even if you are a careful driver, you can cause an accident or be partially to blame in an accident. When this happens, the other parties involved in the accident will look to your liability insurance coverage to pay their expenses, including medical costs, lost wages and car repairs.
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Buying family car insurance can give you the peace of mind that you won't have to face these costs alone. Liability-only policies provide coverage for bodily injury for claims of injuries resulting from an accident that you cause, as well as property damage for property repair or replacement for damage caused during the course of an accident you or one of your family drivers cause.
Coverage options to consider
You might also want to purchase collision and comprehensive coverage when you are buying your MetLife car insurance family policy. MetLife offers collision coverage that will pay for any damages to your famiy's car(s) if 
you hit another car or another object or if you're involved in a rollover, even if the accident is your fault. Comprehensive coverage will pay for accidents that are not the result of a collision, such as when your car is vandalized or stolen or if it is damaged by hail, flood, or fire or even if it's damaged by a falling object or an animal.
If your car is less than a year old or has less than 15,000 miles on it and is totaled in an accident, you can get the full purchase price for the car from your comprehensive or collision policy. MetLife will not deduct anything for depreciation when you choose a MetLife car insurance coverage family policy, which eliminates the need for GAP insurance.
Flexible payment options
Drivers who choose family car insurance from MetLife have a host of payment options to suit their budgets, including installment payments. Drivers can also choose to pay premiums on a six-month schedule or annually. You can also receive a discount on your premium if you are in a position to pay-in-full.
Determining whether MetLife car insurance is the right choice for your family may benefit from the advice of an experienced car insurance agent who can answer any of your questions and show you multiple policy and coverage options from a host of insurers. Reply! can help by connecting you to insurance professionals in your area who have helped families like yours get the car insurance coverage they need while fitting nicely into the faimily budget.