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How to get a car insurance discount from State Farm

If you are looking to get a car insurance discount from State Farm, here are some steps you can take

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Are you wondering how to get a car insurance discount from State Farm? Do you want to lower your premiums without sacrificing coverage? By knowing what discounts you may qualify for, you can help lower your overall insurance payment while still getting the protection you need.

One discount offered by State Farm right out of the box is the multiple auto discount. This discount allows policyholders to save up to 20 percent on their premiums if they have two or more vehicles insured within the same household.

Drive safe and save

Another way to get a car insurance discount from State Farm is to be a safe driver. You can receive up to a 10 get a car insurance discount from state farmpercent discount by having no moving violations and/or at-fault accidents within the past three years. By keeping your driving record clean, the company will reward you in this way.

If you are looking for a car insurance discount from State Farm, do not forget about the defensive driving discount. Policyholders who take a recommended defensive driving class in their area are able to receive up to 5 percent off their rates.

Even young drivers can save

State Farm car insurance discounts are also available to student drivers. Those who get good grades and can show proof via a report card can qualify for up to a 25 percent discount on their policy. (If you are home-schooled, there are tests or procedures you can follow to show equivalency in performance.) This discount continues even into post-undergraduate time as it can apply up until the age of 25.

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Younger drivers can also qualify for the teen Steer Clear® discount by taking a defensive driving course offered by the company and having no moving violations in the past three years. This can reduce the premiums you or your family pay by 15 percent.

Combine and save

Do you own a home? State Farm auto insurance discounts also apply to those who have a property policy with the company, saving them up to 17 percent off their auto insurance policy. In addition, other discounts are available for having a life insurance policy, condo policy or renter's insurance policy with State Farm.

Display your good habits and save

State Farm also offers what it calls a Drive Safe & Save® discount. This discount offers you up to a savings of 5 percent off the policy premium, but you must enroll in a safety program with the company to become eligible. car insurance discount from state farmUpon enrollment, State Farm will pay for the installation and one year of service of OnStar®, the in-car assistance and monitoring program. You agree to allow the company to track your driving habits and request other data based upon your history at any given moment. It is not a required program, and a discount is only available if you cooperate. Some people find this kind of program a bit too intrusive, while others are simply happy enjoying a great discount and the additional security an OnStar® system can provide. (If you elect this discount, you will want to take steps to be sure you are reminded when your free year nears its completion.)

 

As a good neighbor, State Farm is always trying to find new ways you can save as a car insurance customer. You can routinely visit their website to keep track of the current and future discounts that are available. An experienced car insurance agent is going to make sure you are always pursuing any savings you may be eligible for. Reply! can help you locate car insurance agents in your area who will be more than happy to help you get the discounts you deserve and the coverage you need.

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