You may not be very familiar with Ameriprise car insurance, but you should be
Ameriprise is a popular auto insurance provider known for its commitment to customer service and its variety of policy options. In addition to the standard insurance policy options, Ameriprise car insurance policies also come with discounts for driver and vehicle safety, academic achievement and long-term usage. Ameriprise also allows customers to mix and match various auto policy options including collision, comprehensive, adding multiple drivers and more. Customers can also choose their payment schedules and even how payments are divided over coverage periods.
Save with discounts
Customers who already have an established relationship with Ameriprise Financial are eligible for member discounts that can help them save even more money on car insurance. If customers are accident free for a certain period of time, they are also eligible for the Ameriprise Driving Safety Discount. Furthermore, vehicles that are equipped with special security features are eligible for the Ameriprise Auto Safety Discount. There are even discounts for multiple drivers and vehicles covered by the same policy, good grades and graduation from college, and policy longevity. These discounts are a large part of what sets Ameriprise car insurance policies apart from those of other insurance companies.
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Flexibility with coverage and payment options
Another way that Ameriprise car insurance policies differ from those of other insurance companies is the fact that customers can choose individual coverage options that work for them. If the customer's home state does not require comprehensive insurance, they can simply choose the state minimum requirements. Customers can also mix and match to provide greater coverage in specific areas of concern. For instance, they can choose from tiered collision coverage options. If the state minimum collision coverage is $20,000, but the customer would like a policy that covers a higher amount, they are free to choose the higher coverage.
Depending on the state where you live and drive, you can build an Ameriprise car insurance plan from the following range of coverage options:
(Click on the option of choice below for more information)
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection (PIP) coverage
- Medical payment coverage
- Uninsured/Underinsured motorists coverage
- Collision coverage
- Comprehensive coverage
- Rental reimbursement coverage
- Emergency road service coverage
- Vintage/classic car coverage
Additionally, Ameriprise auto insurance customers can choose their payment schedules. Ameriprise accepts payment through all major credit cards, check and money order. All auto policy terms are six months in length, and customers can choose to pay their insurance costs at once for the entire six month period or to make five separate payments divided equally over their coverage period.
Another policy option that Ameriprise customers have the ability to customize is which repair facility their vehicle is sent to in the event of an accident. While other insurance companies require that customers get their vehicles repaired in a specific facility, Ameriprise allows customers to choose whichever repair facility they feel is best for your car.
When it comes time to select a car insurance company, you are going to have many choices. Ameriprise car insurance may be the perfect choice for you and to be sure, you may want to speak with a licensed car insurance agent in your area with access to leading companies like Ameriprise. An agent will be able to answer any of your car insurance coverage questions and can show you a variety of policy options and competitive quotes from multiple providers. Reply! can be of some help here by connecting you to insurance professionals in your area who can get you started on building just the right car insurance coverage package for your unique needs.