If your family has more than one car in use, you can benefit from multiple coverage car insurance discounts
When shopping for car insurance, it is important to look for available discounts to reduce the cost of your premium. Some insurance companies offer a multiple car discount for family car insurance coverage, which can save you money on your auto insurance bill.
Family auto insurance coverage multi-car discounts are typically available to members of the same household who insure two or more vehicles on the same policy. Some insurance companies require the two household 
members to be related; others will extend the discount to non-married couples who are living together.
To see quotes on getting multiple car discounts for your family car insurance coverage, click here
Even if your child lives in a college dorm, it is still possible to qualify for a multiple car discount for family car insurance coverage with some insurance companies. In this case, you may qualify for the discount for as long as the child remains your dependent.
How big can this discount be?
A survey of leading car insurance companies shows that multi car dicounts on family car insurance coverage range from 20 to 25 percent. Note, however, that these discounts are advertised as ""up to"" a certain percentage. If the advertised multiple car discount for family car insurance coverage is "up to 20 percent", you may not get the full discount due to any number of factors. You should get several car insurance quotes and compare them before settling on a particular insurance company. Conducting such a comparison can help you save hundreds of dollars on your annual auto insurance premium.
Discount factors
Several factors affect the amount of the discount you may receive and the total you will pay for your insurance premium. One factor is your driving profile. This profile includes information such as how many miles you drive each year, how many traffic tickets you have gotten and how many car accidents you have had.
Another factor that affects the amount of your multi-car discount is the type of car you drive. Your premium, a multi-car discount included, will vary based on your car's value, its performance in safety tests and the risk for theft.
Another way to reduce the amount of your premium when you get multi-car discounts for family auto insurance coverage is to choose a high-deductible policy. The deductible is your 
financial responsibility for vehicle repairs before your insurance company pays the rest of the bill. If your car sustains $5,000 worth of damage and your deductible is $1,000, your insurance company will pay the $4,000 balance. When you choose a higher deductible, you will generally pay less for your insurance premiums.
Multi-car discounts make it possible to reduce your insurance premium and make it more affordable to carry the insurance coverage on your vehicle that will best serve your family's needs. Speaking with an insurance agent is one great way to find out all you need to know about multiple car coverage and all the other car insurance coverage discounts your family may be eligible for. Reply! can help you find an experienced insurance agent in your area eager to help you and your family get all the protection you deserve.