Compare Auto
Insurance Rates
Find the Lowest Car Insurance Rates!
Enter Your Zip Code

Zipcode

Are you insured? Yes No

Get up to 4 FREE Quotes!
Compare insurance rates from these companies and up to 30 others!

Some Money-Saving Tips for Auto Insurance

Auto insurance can cost a lot of money, but it doesn't have to be that way. There are ways to get inexpensive auto insurance without cutting corners. All it takes is a bit of common sense and some knowledge of just what to look for. Here are a few money saving tips for anyone looking to save a little extra money on a good vehicle insurance policy. One of the keys to this is to shop around for the best deals, since very company has different premiums and levels of coverage.

  • Search for the best rates. There are websites that publish auto rate guides for any particular state. These will inform the searcher which types of coverage are required in that state, as well as offer sample rates from various auto insurance companies, just to get someone started.
  • Go for the higher deductible. The deductible is the amount of money the policy holder has to pay before the insurance company will pay for the rest, up to whatever the policy allows. Drivers with a higher deductible will pay less each month. For example, taking a $500 deductible rather than a $200 deductible on collision coverage could reduce the premium by up to 30 percent.
  • Do not take collision or comprehensive coverage on older vehicles. When a car is worth only about $1000, or even less, it really isn't worth it to have this type of coverage, which may end up costing more than the car itself. A local bank can assess the value of a particular vehicle.
  • Buy a low-profile car. High profile cars are sports cars, or cars that have a higher rate of theft. Sticking to basic models will result in a lower premium.
  • Look for low-mileage discounts. Some companies offer discounts for drivers who drive less than a certain pre-determined amount per year.
  • Consider insurance costs based on locality. Highly populated cities with high traffic density and high crime rates will have higher insurance rates than more rural or quiet suburban areas.
  • Look for safety feature discounts. Such safety features as seatbelts and airbags will get discounts from some car insurance companies. Ask the insurance provider if they offer something similar.
  • See if there are discounts for anti-lock brakes. Certain states, including New York, New Jersey, and Florida, have legislation requiring insurance to offer discounts for customers with anti-lock brakes in their cars.
  • Just ask for a discount. Every insurance company is different and has different discounts. Some will offer a reduction for insuring multiple cars with them, or for filing no claims, or for being over 50, being a student, and so forth. Just ask. Many people have been surprised at just what they are eligible for.

Keep these tips in mind when searching for auto insurance. Saving money is always a good idea, all the more so in the current economy

Auto Insurance Articles
Ten Tips for Auto Insurance Buyers
Auto Insurance Glossary
Car Insurance: Everything You Need To Know
A Few Important Things to Know About Auto Insurance
Do I need auto insurance?
Is it mandatory to have vehicle insurance
Understanding liability insurance
Auto Insurance Information You Need To Know
The Facts Behind Auto Liability Insurance
Auto Insurance Coverage Is Something You Must Have
Understanding Auto Insurance Claims
Car Accidents Will Happen
No-Fault Insurance (It Does Not Cover Earthquakes!)
DUI's and YOU'
Auto Insurance (Abridged) Glossary of Terms

How to Find Affordable Auto Insurance on the Internet
The Best Auto Insurance Quotes
Looking for Cheap Auto Insurance Quotes?
Comparing Auto Insurance: The Best Way to the Best Policy
A Few Things to Remember When Looking for Auto Insurance
Auto Insurance Online - The New Way to Get Your Vehicle Covered
How to find the best auto insurance
Tips on finding low cost auto insurance
Making Auto Insurance Comparisons Is Important
What You Need To Remember About Auto Insurance Quotes Online
Finding Affordable Auto Insurance
The Search (for Auto Insurance Discounts) Is Over

Just How Much Car Insurance is Required
Five Important Factors That Influence Auto Insurance Premiums
Expensive Cars to Insure
Does Driving a SUV Mean Higher Car Insurance Rates?
Questions About Auto Insurance - You Must Know The Answers To!
Understanding Car Insurance Quotes
Auto Insurance Ratings
Have you read the fine print on your auto insurance terms?
Is it possible to buy good cheap auto insurance and what does that mean exactly?
Don't Be a Claim Duck!
What to Consider When Buying Auto Insurance
Insurance Rate Traits

Some Money-Saving Tips for Auto Insurance
Save Money with Auto Insurance Tips
The Importance of Saving Money on Auto Insurance
Affordable auto insurance - is that possible?
How To Save Money With Auto Insurance
Avoid Paying Too Much for Car Insurance
Is there really a thing such as discount auto insurance?
Saving Money is the Best Insurance Policy
Lower Rates for Your Midlife Crisis Car