Compare Auto
Insurance Rates
Find the Lowest Car Insurance Rates!
Enter Your Zip Code


Are you insured? Yes No

Get up to 4 Quotes in under 30 seconds!
Compare insurance rates from these companies and up to 30 others!

Avoid Paying Too Much for Car Insurance

Even as many people struggle to make ends meet in these tough economic times, car insurance rates continue to rise. Luckily, there are some easy steps to take to curtail the sharp rise of insurance premiums and save more than a little money.

It is important to understand that the type of vehicle the policy holder drives has a huge bearing on how much insurance will cost. Things that might seem irrelevant, such as whether the car is two-door or four-door might have an effect. Get insurance quotes before purchasing a new car and avoid paying more than is necessary.

Of course, it is not possible for most to change their vehicle for the sake of car insurance. Some minor changes might be in store instead, like the addition of certain safety features. Things such as anti-lock brakes or some sort of anti-theft device or even airbags may all reduce the final quote. Cars with a good government safety rating may also find a sizeable discount. In fact, in some states, it is the law that cars with anti-lock brakes must receive an insurance discount.

Not only the safety of the car, affects the amount of the quote. The safety of its driver is an important consideration as well. A clean driving record goes far toward saving money on car insurance. A low-risk customer is also a low paying customer in the eyes of an insurance company. Of course, this means that drivers who have traffic violations will be considered high-risk and have commensurately higher premiums. Most insurance providers will require that higher price to take a high-risk driver, since they are more likely to suffer an accident.

One way to lower the risk assessment from the insurance company is to take an advanced driving course. Check with the insurance company first, to make sure this is actually something they will honor, and to avoid paying for an unnecessary course. There are often a number of other discounts available, like age discounts, or student discounts. Ask around, because otherwise they may not be offered at all.

A quick and easy way to lower the monthly premium is to raise the deductible. Often, depending upon state law, there is a deductible no one is allowed to go over. Just remember that the deductible is extra money the policy holder has to pay out of pocket in case of an accident. Lowering the rate of insurance payments only to owe more than it is possible to repay, should there be an accident, will defeat the purpose.

Auto Insurance Articles
Ten Tips for Auto Insurance Buyers
Auto Insurance Glossary
Car Insurance: Everything You Need To Know
A Few Important Things to Know About Auto Insurance
Do I need auto insurance?
Is it mandatory to have vehicle insurance
Understanding liability insurance
Auto Insurance Information You Need To Know
The Facts Behind Auto Liability Insurance
Auto Insurance Coverage Is Something You Must Have
Understanding Auto Insurance Claims
Car Accidents Will Happen
No-Fault Insurance (It Does Not Cover Earthquakes!)
DUI's and YOU'
Auto Insurance (Abridged) Glossary of Terms

How to Find Affordable Auto Insurance on the Internet
The Best Auto Insurance Quotes
Looking for Cheap Auto Insurance Quotes?
Comparing Auto Insurance: The Best Way to the Best Policy
A Few Things to Remember When Looking for Auto Insurance
Auto Insurance Online - The New Way to Get Your Vehicle Covered
How to find the best auto insurance
Tips on finding low cost auto insurance
Making Auto Insurance Comparisons Is Important
What You Need To Remember About Auto Insurance Quotes Online
Finding Affordable Auto Insurance
The Search (for Auto Insurance Discounts) Is Over

Just How Much Car Insurance is Required
Five Important Factors That Influence Auto Insurance Premiums
Expensive Cars to Insure
Does Driving a SUV Mean Higher Car Insurance Rates?
Questions About Auto Insurance - You Must Know The Answers To!
Understanding Car Insurance Quotes
Auto Insurance Ratings
Have you read the fine print on your auto insurance terms?
Is it possible to buy good cheap auto insurance and what does that mean exactly?
Don't Be a Claim Duck!
What to Consider When Buying Auto Insurance
Insurance Rate Traits

Some Money-Saving Tips for Auto Insurance
Save Money with Auto Insurance Tips
The Importance of Saving Money on Auto Insurance
Affordable auto insurance - is that possible?
How To Save Money With Auto Insurance
Avoid Paying Too Much for Car Insurance
Is there really a thing such as discount auto insurance?
Saving Money is the Best Insurance Policy
Lower Rates for Your Midlife Crisis Car