Compare Auto
Insurance Rates
Find the Lowest Car Insurance Rates!
Enter Your Zip Code


Are you insured? Yes No

Get up to 4 Quotes in under 30 seconds!
Compare insurance rates from these companies and up to 30 others!

Auto Insurance Coverage Is Something You Must Have

Ah yes, car insurance- it's something that you have to get. You don't want to pay for it every month, but you have to. Come to think of it there really isn't any reason not to have it. Now most of the time it's something that hopefully you will not have to use too much but it usually comes in handy just in case.

Like many people, their first priority is to try and buy the bare minimum. Some states only require liability insurance, which only covers you when you're at fault. Whether you're in Alabama, where the minimum requirements are $20,000 of bodily injury liability for one person and $40,000 for all people or in South Carolina where you aren't required by law to have liability at all, you still need some level of insurance.

Now it's obvious that this is not what you want to hear, but when your cell phone rings and you decide to pick it up- bad decision-because now you've rammed your 2009 Altima into my 1999 Ford Explorer with over 200,000 miles on it, there is no way for you to pay for the damages to your vehicle and mine but out of pocket, ouch. Not only that, but there quickly follows the large fines for having no insurance, have your drivers license suspended and/or have your car impounded.

Unfortunately, the states that require the minimum coverage may still not be enough in the case of an accident. As the legally responsible driver you could still end up paying additional expenses out of pocket. Now this may all sound like bad news but there is a silver lining. Maybe not your shade of silver but the good news is by insuring your car you have saved yourself time but more importantly money.

Your car is an investment and you should want to keep your investment by the peace of mind you get when having insurance. Besides, you should really want to protect yourself from uninsured or under-insured motorist. No one said that just because someone hit you and you had insurance that the other driver had insurance as well.

Instead of dreading the responsibility of paying for auto insurance coverage every month even though you don't use it, you should be enjoying the peace of mind. Who would not want to protect their retirement funds, stocks, bonds and various other investments. Those are all of the things that could be affected if you were in an accident and had no auto insurance coverage.

So, there are more reasons to think of than none as to why you should have auto insurance coverage. If the idea of spending thousands of dollars on a vehicle other than your own for damages doesn't inspire you than nothing will. In any event, if you have stopped complaining then start shopping for insurance and make sure you get at least 3 quotes before even thinking of making a final decision. Good Luck.

Auto Insurance Articles
Ten Tips for Auto Insurance Buyers
Auto Insurance Glossary
Car Insurance: Everything You Need To Know
A Few Important Things to Know About Auto Insurance
Do I need auto insurance?
Is it mandatory to have vehicle insurance
Understanding liability insurance
Auto Insurance Information You Need To Know
The Facts Behind Auto Liability Insurance
Auto Insurance Coverage Is Something You Must Have
Understanding Auto Insurance Claims
Car Accidents Will Happen
No-Fault Insurance (It Does Not Cover Earthquakes!)
DUI's and YOU'
Auto Insurance (Abridged) Glossary of Terms

How to Find Affordable Auto Insurance on the Internet
The Best Auto Insurance Quotes
Looking for Cheap Auto Insurance Quotes?
Comparing Auto Insurance: The Best Way to the Best Policy
A Few Things to Remember When Looking for Auto Insurance
Auto Insurance Online - The New Way to Get Your Vehicle Covered
How to find the best auto insurance
Tips on finding low cost auto insurance
Making Auto Insurance Comparisons Is Important
What You Need To Remember About Auto Insurance Quotes Online
Finding Affordable Auto Insurance
The Search (for Auto Insurance Discounts) Is Over

Just How Much Car Insurance is Required
Five Important Factors That Influence Auto Insurance Premiums
Expensive Cars to Insure
Does Driving a SUV Mean Higher Car Insurance Rates?
Questions About Auto Insurance - You Must Know The Answers To!
Understanding Car Insurance Quotes
Auto Insurance Ratings
Have you read the fine print on your auto insurance terms?
Is it possible to buy good cheap auto insurance and what does that mean exactly?
Don't Be a Claim Duck!
What to Consider When Buying Auto Insurance
Insurance Rate Traits

Some Money-Saving Tips for Auto Insurance
Save Money with Auto Insurance Tips
The Importance of Saving Money on Auto Insurance
Affordable auto insurance - is that possible?
How To Save Money With Auto Insurance
Avoid Paying Too Much for Car Insurance
Is there really a thing such as discount auto insurance?
Saving Money is the Best Insurance Policy
Lower Rates for Your Midlife Crisis Car