State farm car insurance for your family: policy options and costs

State Farm is a leader in the insurance industry and has been providing insurance products to families and individuals since 1922. Since the mid-1940s, the company has been providing car insurance coverage for individual drivers or for multiple drivers in a single family. You may want to consider State Farm car insurance for your family and review some of the policy options and costs available to you.

While State Farm does not offer a specific type of coverage known as “family” coverage for car insurance purposes, it does offer a broad range of combined coverage options and discounts that can benefit households with multiple adult and teen drivers. Some of the standard discounts available to families who choose State Farm car insurance coverage are:

Multiple automobile discount – if you have two or more automobiles on your State Farm policy, you are eligible for a discount of up to 20 percent. To be eligible for this discount, each vehicle owner must be related and must live in the same household. Combined lines of coverage discount – you can also receive a discount if you have homeowner's insurance or life insurance with State Farm in addition to covering the drivers in your family with State Far car insurance. This is also beneficial for families because it allows them to bundle their payments into one convenient, heavily discounted bill.

Good student discounts – State Farm offers a discount of up to 25 percent on your car insurance premium for students who maintain good grades. This student discount is perfect for families with teenage drivers who are still in high school or young drivers attending college. Students are eligible for this discount until they reach the age of 25. This not only helps families to save money, but it also encourages students to work harder at getting good grades.

Good driving discounts – if you and the family members covered through State Farm car insurance go three consecutive years without receiving any moving violations or without causing any accidents, you can receive a discount of up to 10 percent on your car insurance premiums.

Young drivers training discounts – you can also receive discounts on your State Farm car insurance coverage by having your young drivers take Steer Clear® courses through State Farm. These courses are designed for drivers under the age of 25 who need to polish their skills, and taking this course can save you up to 15 percent on your premium.

Defensive driver classes discounts – older drivers (in fact, all drivers) can, depending on where you live, take qualified defensive driving courses to save up to an additional 5% on car insurance premiums

Drive Safe & Save™ – this program, unique to State Farm, combines safe driving classes with limited use driving and good driving records to afford an additional 5% discount on car insurance premiums and up to 50 percent discounts on renewal rates each year.

State Farm car insurance coverage for a family can provided you with the full range of coverage you need to keep you and your family protected while making it affordable with its host of discount options. Let Reply! help you find State Farm agents in your area by connecting you to local insurance professionals, today.