Progressive car insurance for your used car: policy options and costs

Buying a used car is a great way to save money, and finding the right insurance policy can give you even greater financial peace of mind. Considering Progressive car insurance for your used car gives you lots of policy options and ways to cut costs.

By selecting Progressive auto insurance, used car owners have numerous policy options from which to choose:

• Bodily Injury & Property Damage Liability – pays your legal liability penalties if you injure another person or damage someone else's car or property with your used car
• Collision coverage – pays for repairs to or replacement of your used car if you damage it in an accident
• Comprehensive coverage – pays for repairs to your used car caused by non-collision damages (i.e. floods, fires, falling objects, animals, etc.)

(Progressive allows you to buy these two coverage options together.)

• Uninsured/Underinsured Motorist coverage – pays for the costs of injuries and damage that an uninsured or underinsured motorist causes to you and your used vehicle
• Loan/Lease Payoff coverage – will pay the cost difference between what you owe and what Comprehensive and Collision cover to replace your totaled or stolen car (You must have Progressive Comprehensive and Collision coverage already in place if you want the Loan/Lease Payoff policy option.)
• Medical Payments coverage – will pay your medical bills if you are injured in a car accident with your used car, no matter who is responsible.
• Custom Parts & Equipment/Accessory coverage – will pay to replace parts other than what the car manufacture installed if those parts are critical to the operation of your used car (Up to $1,000 of this coverage is included in Comprehensive and Collision in most states, but you can purchase extra coverage if you need it.)
• Rental Reimbursement coverage – will help you pay for a rental car while waiting for repairs on your used car that are covered under Comprehensive and Collision
• Roadside Assistance coverage – will pay the cost of towing your used car and helps pay for immediate repairs should your car become disabled

Progressive allows you to structure your auto insurance plan how you wish. You can choose the policy options that are most practical based on your driving habits and the value and condition of your used car.

Click here to get free quotes on auto insurance for your used car

Costs

The price of Progressive insurance for your used car depends on the level of coverage you desire. One helpful feature from Progressive is its Name Your Price® tool. You can go online with Progressive and view potential coverage packages that fit within your budget. For example, it will show you that with higher levels of coverage or more optional coverage features and lower deductibles, your premium costs will be higher.

There are a number of other factors that influence the cost of insuring your used car:

• Where you live
• The amount of driving you do
• Your driving history
• The type of used car you bought
• Your credit score/history

There is no single auto insurance package from Progressive that is ideally suited to every motorist. In order to choose the best policy for your used car, you must consider a number of factors and having experienced insurance agent working with you can make the decision easier. Reply! can be of service by connecting you to insurance professionals in your area with the knowledge and experience to help you put the right package of coverage to work for you.