Progressive auto insurance rental reimbursement coverage: what you should know

Since 1937, Progressive has been providing its customers with a variety of auto insurance coverage plans and policies, from liability insurance required by most states to comprehensive coverage that handles non-collision events. Progressive auto insurance rental reimbursement coverage even offers a temporary replacement vehicle to keep you on the road when your own car is out of commission due to a covered incident.

This coverage gives you options

With auto accident rental car reimbursement, Progressive offers reimbursement for the cost of the rental of a vehicle while yours is inoperable or is being repaired from damage due to a valid comprehensive or collision coverage claim.

The amount of the reimbursement is determined by the limits you select when you purchase the coverage as an add-on to your Progressive comprehensive or collision auto coverage. For example, a rental reimbursement purchased with a limit of $30 a day will provide you with a $30 reimbursement for each day that you rent a vehicle, for up to 30 days, while your own car is being repaired or processed for replacement.

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Since the reimbursement coverage only applies to valid comprehensive and collision coverage claims, it's important for individuals looking to add rental reimbursement to their Progressive car insurance policies to know precisely what these two coverage types insure:

Comprehensive coverage – this covers most non-accident-related damage that occurs to your vehicle. Coverage includes damage due to flood, fire, vandalism or theft.

Collision coverage – this deals directly with an accident and covers damage done to your own vehicle (as opposed to liability insurance which covers damage done to another vehicle.)

For both coverage types, a deductible is required.

The cost of comprehensive and collision coverage is determined by the total size of the coverage and the amount of the deductible you choose. The larger the total amount of coverage is, the more expensive the insurance will be. The larger the deductible chosen, the less expensive the coverage will be.

Rental reimbursement is a valuable addition to your Progressive auto policy, especially if you’ve already added comprehensive and/or collision coverage. Should your car be disabled or otherwise unavailable due to a covered incident, Progressive auto insurance rental reimbursement coverage will ensure that you can go on with business as usual, traveling where you need to with a replacement vehicle for up to 30 days.

(See more about the car insurance options available from Progressive here)

If you’re considering adding rental reimbursement to your car insurance coverage, you may want to speak with an experienced insurance professional to understand all your options. Reply! can connect you to an insurance professional in your area with access to Progressive as well as other lines of insurance, who can easily put together a car insurance coverage package to meet all your needs.