With Mercury Insurance car insurance vintage car owners can get just the right policy for their priceless investments
Vintage cars are admired for their beauty and nostalgic qualities, and they are also one of the few types of vehicles that can appreciate in value. If you own a vintage car, you should make sure that it is properly insured. Mercury Insurance car insurance vintage car policies offer excellent protection against losses that may be incurred when your vintage car is damaged or stolen.
Why Mercury Insurance vintage car insurance?
Getting the right vintage car insurance policy is not as easy as getting an ordinary auto insurance policy. Many 
auto insurance providers do not offer vintage car insurance, because it is risky to insure vintage cars. Companies that offer vintage car insurance generally require car owners to meet stringent requirements. If you want the best protection for your vintage car, it is important that you look for an insurance company that has sufficient experience in providing vintage car insurance.
Mercury Insurance auto insurance for vintage cars is designed by experts who have extensive knowledge of vintage cars and the insurance needs of vintage car owners. This coverage can protect you against almost any foreseeable and even unforeseeable misfortune that can cause damage to your pride and joy.
Mercury Insurance vintage car insurance: policy options
If you decide to get vintage car insurance from Mercury Insurance, you'll have many policy options to choose from. The main types of coverage are collision coverage and comprehensive coverage. Collision coverage pays for losses that result from accident-related damage, while comprehensive coverage provides protection against theft as well as damage caused by events other than auto accidents, such as fire, vandalism and natural disasters.
For free quotes on car insurance policies for your vintage car, click here
Mercury Insurance car insurance vintage car policies can also include roadside emergency coverage, towing and 
lockout coverage, lost key coverage, car show coverage and others. When you are choosing policy options, you should take a few factors into consideration, including the value of your vintage car and how frequently you use it.
One other important factor that is different for vintage car owners than for everyday car users and that is determining the value of your insured car. Standard, everyday use cars have policies that are geared to a cash or market or even Blue Book value when calculating limits and payout options. Standard cars tend to depreciate in value, sometimes rapidly. A vintage car tends to increase in value or at least hold its value over time. As such, you and your Mercury Insurance representative will have to come to an agreement over the value of your vintage car. This is what is known as an assumed or agreed-upon value. Using a variety of tools, resources and caculations (including some factoring of the time and resources you've put into restoring or maintaining the car) you and Mercuiry will come to an agreement on value and that number will be the payout figure against which all other benefits will be determined, including if your vintage car is totaled in some very unfortunate mishap.
Mercury Insurance vintage car insurance: costs
Mercury Insurance classic car insurance is generally costlier than ordinary Mercury Insurance auto insurance, and its price can vary significantly depending on the type of car you own, how often you drive your car, your driving record, the beadth of your policy and the state where you live and keep your vinage car. However, you can get a lower premium if you qualify for some of the auto insurance discounts that are offered by Mercury Insurance. These discounts include:
- A safe driver discount
- A good student discount
- Safety and anti-theft devices discounts
- Multi-vehicle discounts
Protecting the investment of time, energy and even love you have in your vintage car requires a unique insurance option. To know for sure if a Mercury Insurance car insurance vintage car policy is right for you, it might help to spend some time with a local, licensed car insurance agent familiar with companies like Mercury Insurance. An agent will be able to answer all your questions and can even show you a variety of coverage options for your classic before you buy. Reply! can help by putting you in touch with local car insurance professionals ready to help you put a car insurance policy in place worthy of your vintage car.