Roll your car on a sharp corner? Mercury Insurance car insurance collision coverage can help pay to fix the damage
If you are in the market new or expanded car insurance, you will most likely want to consider getting collision coverage. This type of coverage protects you in the event that you get into an accident and you suffer extensive car damage. Mercury Insurance car insurance collision coverage is something you should consider purchasing to have peace of mind while on the road.
There are many benefits of getting collision coverage, especially if you drive a new automobile. Mercury Insurance car insurance collision coverage will take care of car accident repair expenses, rollover accident repair expenses and other costs associated with an accident, whether or not you are at fault. Your benefits depend on the collision coverage limits you get. You can get coverage to the tune of $100,000.
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Keep in mind that the more coverage you get, the higher the monthly insurance premium you have to pay. You should also bear in mind that with collision coverage, you will have to select a deductible. While Merury Insurance allows a great deal of flexibility when setting a deductible with your collision coverage, the average deductible is $500. It is a wise idea to consult with your insurance agent to get a break down of the best policy for you.
Collision coverage is almost always required if you are financing your new vehicle with a lender or if you are leasing a car. The lender/lesee wants to be assured that it doesn't experience losses in the event that your car is damaged or totalled before you own the car outright or before the terms of the lease are satisfied.
If you have an old car, it may not be worth it to get collision coverage, as investing in an auto that has low value will not pay out in the end if you were to pay increased monthly premiums for collision coverage, especially when you add in the deductible you would have to pay before any repairs were paid for.
Mercury Insurance car insurance collision coverage might be a smart choice for you. To know for sure, you may want to get the advice of a licensed car insurance agent near you. An agent can help you determine which, if any, added coverage options will work best for you and your family. An agent will also be able to show you a number of competitive proposals before you have to make a buying decision. Reply! can help you find car insurance agents in your area who will be able to help you put the right car insurance plan to work for you.