Mercury Insurance auto insurance medical payment coverage could be the perfect add-on to your current car insurance policy
Most drivers on the road today know about standard auto insurance coverage for liability and collision, but not everyone knows about the value of medical payments coverage. Depending on where you live, Mercury Insurance auto insurance medical payment coverage might be the right choice for you. Before you decide on a medical payments policy from Mercury Insurance, you should consider a few things.
Mercury Insurance has been in the insurance business since 1962 and has won recognition in the industry as one 
of the most trusted companies in America. Mercury insurance is sold through independent insurance agents who can help you find the best price for your auto insurance coverage.
For free quotes on car insurance policies that include medical payments coverage, click here
When you enroll in Mercury Insurance auto insurance medical payment coverage, your personal medical bills resulting from a car accident will be covered by your policy. Medical payments policies are designed to pay for some of the following medical costs:
- Medical bills
- Medical insurance co-payments
- Ambulance fees
- Dental care
- Prosthetics
- Surgery
- Prescription medication
- Psychiatric care
- Funeral expenses
Mercury Insurance for car accident medical bills can cover many of these costs, but it's important to note your personal health insurance will be billed first, and then your policy coverage for auto accident medical bills will kick in. Be sure to talk to your insurance agent about your current health insurance coverage to determine how much medical payments coverage is right for you.
You may be surprised to learn that Mercury Insurance auto insurance medical payment coverage might also apply in some other unique situations. In many cases, your policy will cover medical expenses that result when you are a pedestrian injured by a vehicle. Passengers in your car may also qualify for medical expense coverage if injured while in your vehicle. Depending on the state where you live and your policy specifics, your medical payments option may also pay for treating any injuries you sustain while driving somebody else's car or even if you are a passenger in another person's car at the time of an accident.
Medical payments coverage isn't intended to replace liability coverage, but it can be a great way to enhance your existing policy. To know for sure if this is a good option for you. it might help to get the advice of a local, licensed car insurance agent with access to companies like Mercury Insurance. Reply! can help you find car insurance agents in your area with the tools and knowledge to help you build just the right policy to meet all your car insurance needs.