If you’re in the market for car insurance in Indiana, you have a number of leading carriers to choose from
If you drive or own a car in the state of Indiana, you are required to carry a minimum amount of car insurance coverage. The state is well regulated and highly competitive and as a result, Indiana car insurance providers represent a broad cross-section of some leading national and regional carriers. Here’s a brief survey of some who consistently rank high in a number of areas:
Amica
The company consistently ranks high with drivers in the state for value, claims service, customer service and 
strength of financial foundations. The company has, in recent years, added features such as online quotes and customer service and a package of apps for your smartphone to connect you to claims representatives, rate updates and renewal and discount information. The company offers Indiana drivers its Platinum Choice Auto package which includes:
- Good driver reward and discounts
- Identity theft/fraud monitoring services
- Extended full glass repair and replacement services
- Prestige rental car coverage
For a full description of the car insurance coverage options available form Amica, click here.
Erie Insurance
Founded in 1925 and started as a Pennsylvania-based auto insurance provider, this regional insurance leader now offers a full line of insurance products (including auto) for customers in 11 states and the District of 
Columbia. Indiana drivers rank the company high for customer service and for claims handling. It also receives a 4 out of 5 for overall customer satisfaction from JD Power & Associates. In addition to offering an online, 12-month rate quote service, the company has an impressive array of discounts for Indiana driver who qualify, including:
- Safe driver discounts
- Multi-car coverage discounts
- Senior driver (age 55 or over) discounts
- Safety feature discounts (e.g. passive restraints, anti-theft devices, anti-lock, brakes, etc.)
- Multi-policy (bundling) discounts
- Longevity discounts
- Youthful driver discount program (including training and support for young drivers)
- Auto accident prevention course completion discounts
- College student discounts
- Good grades student discounts
- Driver training/defensive driver classes discounts
- Reduced usage discounts
For a full description of Erie's car insurance coverage programs and services, click here.
American Family
While this company ranks mid-range for value and affordability, it consistently receives high ranks from 
Hoosiers for customer service and claims handling. It routinely has one of the lowest complaint rates of any leading insurance provider in the state. In addition to a full range of coverage options and limits, it offers numerous discounts, including:
- Bundling auto, home, life discount
- Air bag discount
- Multiple vehicle discount
- Accident free discount
- Good student discount
For complete details on American Family car insurance coverage options, click here.
Auto-Owners Insurance
Founded in 1916 in Michigan as a local car insurance provider for the fledgling auto industry, this regional 
leader now features a full line of personal, family and commercial insurance products and services in 26 states. Affordability and reliability are why Indiana drivers continue to rank the company high in annual surveys and it boasts a remarkable retention rate. It also gets rave reviews for its No Problem® claims service and customer service department.
For a full description of the car insurance programs available to Indiana drivers, click here.
AAA Indiana
This membership-based auto service club receives its highest rankings for its customer service and additional programs such as roadside assistance and travel discounts. Indiana drivers rank it among the most expensive 
for car insurance rates in the state. It does have an impressive renewal and retention rate and it offers a wide range of possible discounts for members who select car insurance coverage through Hoosier-AAA, including:
- Accident Forgiveness
- Safety device discounts
- AAA member and member loyalty discounts
- Multi-car discounts
- Multi-policy discounts
- Good student discounts
- TeenSmart discounts
- Pay-in-full discounts
For a full listing of the products and services available from AAA Indiana, click here.
Geico
This national provider falls dead in the middle of most survey rankings for all categories among Indiana drivers (value, affordability, service, claims handling) It offers free online quotes for drivers in Indiana, and a variety of 
discounts that can lower your premium even further, including reductions for extra vehicle safety equipment and for successful completion of a driver's education course. Military and federal employees can also get discounts for those affiliations, and if you have more than one vehicle insured or have other policies for life, homeowners or motorcycle insurance with Geico, you can save even more.
For a more detailed explanation of the car insurance options available to you through Geico, click here.
No matter which car insurance carrier you choose for your Indiana car insurance coverage, having the advice and support of an experienced agent will be a big asset. Reply! can help by connecting you with Indiana-based insurance professionals eager to assist you with all your car insurance coverage questions.