Can't afford to be without a car, even for a single day? Then you might want to add Chubb auto insurance rental reimbursement coverage
If you want Chubb auto insurance rental reimbursement coverage for your vehicle, it's a good idea to learn more about what it provides for and how it may work with other coverage options you might consider when putting together a car insurance policy.
A great option when you need it
Car accident rental car reimbursement is generally offered as an optional coverage. It's designed to keep you mobile in the event you're involved in a covered accident that hinders the operation of your car. This is especially important if you live in a rural area and rely on your car to get back and forth to work and to drive your children to and from school. Whether you go through a Chubb insurance agent or purchase your Chubb insurance policy online, you'll have the ability to add Chubb auto insurance rental reimbursement coverage to your policy for a reasonable price.
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Through most insurance companies, rental reimbursement coverage, which is also called extended transportation coverage, generally allots a maximum daily limit (roughly between $25-30) for policyholders to get a rental vehicle while a damaged car is in the shop. This daily allotment is usually capped at a maximum level per accident.
With Chubb auto insurance rental reimbursement coverage, you won't be limited to just $30 per day. In fact, you'll have the option of increasing your daily allotment to any amount you choose because Chubb doesn't impose a daily limit for rental reimbursement insurance. It allows you to add this option at varying maximum benefit-per-accident levels with a slight increase in premium with every succeeding increase in your overall limit.
Some limitations do apply
It's important to note that Chubb auto insurance rental reimbursement coverage is only available to you if your vehicle is inoperable due to an accident that was covered by your overall Chubb car insurance policy. If your car breaks down due to a mechanical problem, you can't call a Chubb representative to activate this coverage. Because rental car coverage is an optional coverage, you must remember to add it to your policy ahead of an event which would require you to use it. If you try to add this coverage after getting into an accident, you may not be covered for a rental car.
An important add-on affordably priced
Adding rental car reimbursement coverage to your policy may increase your premium and that may give you some pause. But consider what you get for the increase. Depending on the state where you live and drive and the coverage options you have on your policy already, adding rental reimbursemenrt to your Chubb auto insurance can coast as little as $12 more dollars added to your premium over the term of coverage. That's less than about a third of the standard daily cost of renting a compact or mid-sized sedan.
If you are a one-car family or if you rely heavily on your car for work, you might want to seriously consider adding an option like Chubb auto insurance rental reimbursement coverage. You can get some straight talk from a local, licensed car insurance agent with access to leading companies like Chubb. An agent can show you a variety of coverage scenarios to fit any driving profile and to fit every budget. Let us give you some help as Reply! can easily connect you to car insurance agents in your neighborhood more than willing to help you put together just the right car insurance coverage plan.