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Adding college students to your USAA family car insurance coverage: things you should consider

With kids headed to college, you'll need all the savings you can find. USAA car insurance can help

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College life can be an overwhelming experience without having to worry about expensive car insurance payments. By adding college students to your USAA family car insurance coverage, you can put at least one worry aside.

Before you sign an agreement on USAA auto insurance family coverage for college students, you need to first add your college bound children to your usaa family car insurancecarefully analyze the policy's rates against its benefits as well as take into consideration what type of coverage your college-aged child will need.

Consider extra protection

If you child is away at college, there are several insurance add-ons you can purchase to help ease the constant worry for your child's safety while on the roads. Some of the add-ons from USAA that may benefit your college bound child include:

  • Roadside assistance coverage
  • Guaranteed repair services coverage
  • Young driver's intelligence program

USAA family car insurance coverage also offers a Parent & Teen Driving Agreement to help establish safe driving privileges, such as pledging to limit driving the vehicle at night, which will decrease the chances of an accident occurring and helps to keep your insurance rates low.

For quotes on insuring your college student driver, click here

Discounts are available

college students can be added to your usaa family car insuranceLike most insurance companies, USAA offers special discounts to help keep your premiums low when you add a college student to your insurance policy. Some of the USAA discounts that may apply include:

  • Low-mileage discounts
  • Safe-driver discounts
  • Driver-training/defensive driving classes discounts
  • Good student/good grades discounts

If your child is living 100 to 150 miles away while at college, you may be able to have "provisional" coverage for him/her on your family USAA car insurance policy wherein your college student driver is covered only when driving a family car or on special occasions.

 

If your child is going away to college and needs affordable auto insurance, adding him or her to your USAA family car insurance coverage may be the way to go. Speak with your insurance agent or if you don't have one, let Reply! connect you to insurance professionals in your area familiar with families and college students and how best to provide all of you affordable auto insurance coverage.

Free Quotes! Click here to get your college driver insurance estimates now!