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Adding college students to your Progressive family car insurance coverage: what you should consider

With kids college bound, you’ll want to speak with Progressive about adding them to your family’s car insurance coverage

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If your child is about to become a college student, one of your concerns may be how to ensure they are adequately protected if they drive a car while at school. If you’re looking at adding college students to your Progressive family car insurance coverage, here are a few things you should consider:

Good Grades

One of the factors that will be taken into consideration when you are adding college students to Progressive car insurance is the grades your college student is earning. If students are just entering college, their grade point add a college student to your progressive family car insurance coverageaverage at the time of their high school graduation can also make a difference in the cost of a new policy or of adding them to an existing one. If your student maintains good grades, there is a good chance s/he will be viewed as a more responsible person, thus causing the cost of insurance to decrease.

Off-Campus vs. On-Campus Living

Something else Progressive will look at when you consider adding your college student to your family policy is the living arrangements of your student. If the student is living on campus (which is required of many first year students) it is likely that his/her daily driving will be limited. Many first year college students (even if they have their own car) decide to leave it at home using it only when they return home for visits or vacations.

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All of these variables can be beneficial in lowering your monthly premiums.

Going to School Locally vs. Leaving the State

Whether the student intends to go to college locally or in a different state helps a Progressive agent to determine the cost of auto insurance family coverage for college students. In most cases, students who choose protect your college student driver with progressive family car insurance coverageto go to a local college or university get a break on their premiums, while those who go to school in a different state tend to pay more.

If you have a college student headed out-of-state for school, you will also want to be sure that s/he is in compliance with any state-specific car insurance requirements in effect for the state where s/he will be going to college.

 

If your child is entering college, you are probably making life changes to match. One of the things many parents do when the kids head off to college is to add him/her to the family car insurance policy. Progressive car insurance coverage for family and college students is one of the options you have and Reply! can link you to local car insurance professionals who can help you with all your options for family car insurance coverage.

Free Quotes! Click here to get your college student free Car Insurance Coverage estimates now!